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A New approach to risk management

PROTECT your business

why is risk management important?

Your business is your livelihood.  Whether it's putting food on the table or step towards your next venture, identifying potential exposures and having an approach to addressing them is paramount to a successful business.  A minor injury of the past has evolved into a perceived lottery ticket.  When the unexpected not only happens, but you become a target for responsibility and compensation, has your risk management approach set you up for success?  Do you have defensibility arguments, the ability to transfer to another party?  Your business's risk management approach helps to identify the proper approach to a claim or lawsuit, it may have a direct impact on your insurance premiums and may even help to prevent an incident from ever occurring.

Lawsuits - Demands, verdicts, and settlements...
$50k

Slip & Fall

*Still in litigation

$10.5

million

Cyclist collision

$745

million

Driver collision

what is a Fractional Risk manageR?

A fractional risk manager (FRM) is an experienced professional in the risk management field that can organize, educate, and help facilitate risk management efforts at your business - at a fraction of the cost of a full-time hire.

In a recent CNBC article, it showcases "how fractional hiring create a paradigm shift in the workplace"

benefits of a fractional risk manager

Experienced Professional

Running a small business in today's world is challenging to say the least.  Adding an experienced professional to help identify and address your general liability exposures creates peace of mind and allows you to focus on other priorities.

Personalized Plan

No one knows your business like you do.  We work collaboratively with your team to develop risk management strategies that set you up for success when the unexpected does occur, including guest education and warning, risk transfer opportunity and what to do when presented with a guest incident, claim, or lawsuit.

financial savings

Hiring WR as your Fractional Risk Manager adds an experienced risk management professional to your team at a fraction of the cost and less commitment than hiring a full-time manager, as well as the potential savings impact it can have on your premium.

Client Testimonial

"As a small business owner, Whitcomb Resolution helped educate and positively shift our risk management culture.  Jesse was knowledgeable and detailed, highlighting various considerations when it comes to general liability exposures and risk transfer - helping us protect our business."

Jim and Gisela Manna, Small Business Owners

Churchill's Garden Center

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